1.Plan Around Your Goals. One of the most common reasons people do not succeed financially is that they do not have a plan in place. We all know that the chances of success are so much higher with a clearly […]
The Secret To ‘Living The Dream’… We all, to a greater or lesser extent, have an idea of our dream lifestyle. So how, as a nation, are we faring? To find out, the Financial Planning Association of Australia (FPA) commissioned […]
An Often Forgotten Aspect Of Insurance. When most people think about financial planning they tend to focus on the wealth creation side of things, but often forget about the wealth protection. Building a financial plan without adequate insurance is like […]
A Personal Risk Management Plan – Do You Have One? Risk Management Plans don’t only apply to businesses – every person and family should also have a plan to help them cope in the event of an unexpected crisis. No […]
The Key to Smart Investing. You’ve probably heard of dollar cost averaging as a way to grow your investment portfolio. It’s not the “be all to end all” for investing, but it can certainly help you make the most of […]
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The Benefits of Investment Diversification. When it comes to financial management, no single investment will continually outperform all other investments all of the time. To minimise potential losses and to smooth your investment returns over the longer term, you should […]
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The Power of ‘Average’. When financial markets experience volatility, many investors obviously worry; but what are the real effects of a “volatile market”? If you are a long-term investor, with a timeframe of five years or more, you cannot afford […]
Read More… from 7. Build a Professionally Managed Share Portfolio 1
Is It Time For A Super Review? Picture this… when you were 21 years old your well-meaning but financially inept uncle put $1,000 into an ordinary bank account for you with instructions to leave it there and let the bank’s […]
The Benefits of Super Splitting. Some superannuation funds allow you to split employer or tax deductible contributions with your spouse. Why would you do it? These four case studies show possible benefits. Case 1 Dave and Beth are 52 and […]
Boost Your super Before June 30 The end of the financial year is rapidly approaching and, along with it, the opportunity to claim a tax deduction on additional superannuation contributions. Why contribute more to super? Superannuation does impose restrictions on […]
Entering the Investment Property Market. Purchasing a property for investment purposes can involve a different set of considerations compared to purchasing a home to live in. Here are some tips to get you started. Which Rental Market? First, decide if […]
Paid off your mortgage? Woo-hoo! Break out the champagne and celebrate the freedom you must now feel! But once the dizzy excitement has passed, what will you do next? Discharge or not? The first question is should you discharge your […]
Borrowing to Invest. Borrowing, or gearing, can help you accelerate your wealth creation. It can allow you to buy assets such as an investment property, or shares that you may not be able to afford outright. By borrowing money to invest, […]
How To Own Your Home Earlier One of the biggest financial commitments most of us will ever make is the mortgage on our home. So it is no surprise that the potential savings from adopting a smart mortgage strategy can […]
The Foundations of Successful Investing Establishing an investment portfolio can be likened to building a home. The most destructive, yet unpredictable predator to the structure of a home is the weather. Even in these most technically advanced days, we are […]
Read More… from 2. Invest the Difference in Good Quality Growth Assets
How’s Your Budget – Surplus or Deficit? Each year in early May, the Treasurer delivers the Federal Budget and many people across Australia listen intently. The Budget tells us how the government plans to spend its revenue in the coming […]
Single Touch Payroll is a reporting change for employers. Are you ready? It starts from 1 July 2018 for employers with 20 or more employees. You will report payments such as salaries and wages, pay as you go (PAYG) withholding […]
Key Person Insurance, also known as Key Man Insurance, is an insurance policy that is taken out on the life of a key employee within a business. It works to protect businesses from losses should a key staff member (one […]
You decided you want to take the plunge. It’s now or never. You want to start your own business. This decision will change your life both professionally and personally and will likely involve a significant financial commitment. The success of […]
You have a brilliant idea and you are convinced that it is going to be a real money maker. There is a gap in the market and your business is going to fill it. But, when talking to your friend […]